Email: tammy@tammycostas.com
Phone: (214) 562-5626
Email: tammy@tammycostas.com
Phone: (214) 562-5626
Low Rates. No Hassle.
Serving all of Texas and Oklahoma
Find out how Tammy can help make qualifying for a low rate mortgage EASY.
Get your FREE copy of our Cheat Sheet and Checklist...

"MORTGAGES MADE EASY..."

"How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling!"
I'm Tammy, and I'm Here to Help
You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.

We've got great news...

We're here to solve that for you. Go ahead and download our cheat sheet and we'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, we really did say easy.

When you're ready, the next step in getting a low rate mortgage made easy is to contact us so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it.

It's easy to reach us - feel free to call us direct or if you prefer you can email us. Either way we're here to make the experience of getting a mortgage a good one for you.

Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, we can help.

We look forward to hearing from you.
Would you like to discuss your mortgage with us?
All consultations are NO CHARGE and NO OBLIGATION.
What We Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
Ready to complete your application online? No problem!
Who We Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI. 

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
What Our Clients Say
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Other Resources You'll Find Helpful
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Buying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Want to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Work With Us
 
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Contact us by email or give us a call.
EMAIL US
If email is your preferred method of contact, go ahead and email us.
CALL US
Call us today with any questions you have about the process - we're happy to help.
Stay Connected
Tammy Costas, NMLS# 316464
Mortgage Lender
Serving all of Texas and Oklahoma
Corporate Office: 
3100 West Ray Road Ste 201
Chandler, AZ 85226

NEXA Mortgage, LLC
NMLS# 1660690
Company State License# AZMB - 0944059 |
NMLS Consumer Access
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR
A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND
SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND
MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE
DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER
HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF
CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED
BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN
ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT
PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE
RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT
Website Accessibility Assistance
Tammy Costas is dedicated to making our websites accessible to everyone, including individuals with disabilities. To report a problem or request an accommodation, please contact tammy@tammycostas.com or reach us by phone at 214-562-5626.

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